LIVING DEBT FREE NCRDC384 - Kevin Russell, Springs

At Living Debt Free, led by experienced debt counsellor Kevin Russell, we believe that everyone deserves a second chance — a life free from financial stress and constant creditor pressure. We specialise in personalised, ethical debt review solutions that help over-indebted South Africans take back control and move toward long-term financial stability.

Why Choose Us?
While other debt review services may treat you like just another number, Living Debt Free takes a people-first approach. With Kevin Russell, you receive direct, one-on-one support from a trusted professional who understands that financial hardship is often about circumstances — not poor choices.

We pride ourselves on:

? Transparency – No hidden fees, no unrealistic promises. Just honest guidance.

? Compassionate Support – We listen, we care, and we treat every client with respect and dignity.

? Tailored Solutions – We don’t offer generic plans. Every repayment proposal is built around your unique needs and financial situation.

? Regulatory Compliance – Fully registered with the National Credit Regulator (NCR), we follow all legal guidelines to ensure your rights are protected.

? Results-Driven Focus – Our goal is to get you debt-free as efficiently and affordably as possible, while protecting your assets and peace of mind.

What We Offer
?? Debt Review & Restructuring
We negotiate with all your creditors to reduce your monthly payments and interest rates, combining everything into one manageable monthly amount.

??? Legal Protection from Creditors
Once under review, you’re protected from legal action, repossession, and harassment — giving you space to recover and rebuild.

?? Clear Financial Roadmap
We guide you through every step of your debt review journey, with regular updates and full transparency so you always know where you stand.

• Living Debt Free NCRDC384
• LDF
• Kevin Russell

• Gauteng