Johann du Plooy DSE @ OUTsurance Business, Durban

OUTSTANDING VALUE FOR MONEY

This is how we can save you money:
• Direct: A broker cannot sell an OUTsurance facility and therefore no broker fees and commissions are payable.
• A better deal for you: Thousands of people save money every month by joining OUTsurance, so it’s really worth getting a quote – you’ve got nothing to lose.
• Low, flexible excesses: You can select a low fixed excess, irrespective of the value or nature of your claim. This avoids any nasty surprises relating to additional excesses for vehicle theft or write-off claims. You can select an excess option that will suit your pocket. A higher excess will reduce your premium and for a higher premium you will get a lower excess.
• Guaranteed premiums: We guarantee your premiums for 12 months whether you claim or not.
• Individualised premium calculation: Your premium is calculated according to your risk profile. Lower risk clients do not subsidise higher risk clients.

UNIQUE OFFERING TO YOU
• OUTbonus: If you do not claim for three consecutive years, you will receive 10% of the total premiums paid back in cash. If you are claim-free thereafter, further OUTbonus payments are made after two years and then annually.
• Tailor-made cover: Your cover suits your requirements. We can offer you cover for your car only. However, if you are looking for a complete package to cover all your household belongings or even your business, we offer that too.
• Retail/market value: You choose whether you would like to cover your car for its retail or market value, allowing flexibility with your premium.
• User-friendly documents: There is no fi ne print in our documents. They are easy to read with no hidden surprises.