ProFinance Solutions - Products

Products

Residential Property Finance Buying a house or apartment is a dream of many individuals and families and obtaining the funds can often be a tedious process that may not necessarily work with their current finances. With access to alternative funding methods, Profinance helps fulfill this need by providing more solutions to help work within tight budgets. Commercial Property Finance This type of finance is used to help purchase property intended for housing businesses or for generating an income. We help secure the funding needed to invest in commercial opportunities. Switching of Bonds and Further Bonds Switching bonds to a different credit provider isn’t necessarily a costly process and can actually save you money in the long run. Being able to register for a higher bond amount for future use when your property value increases will also save you the trouble of having to register when that time comes. Contact us to find out more. Building Loans For times when a custom home needs to be constructed, individuals need access to a short-term loan until long-term funding becomes available. Structured Finance Structured financial products aren’t usually offered by normal lenders and is required for major capital injection into an organization. investors usually provide this type of financing.

100   ZAR

Plant and Equipment Finance The manufacturing and distribution industries are important sectors and produce goods and materials that are critical to the wealth and strength of a country. It is essential to have funds available for a factory or plant, as well as the necessary equipment to make it operational. Vehicle Finance Logistics are often the pipeline of businesses and without the finances to buy the necessary vehicles or fleets, your business may not even make it off the ground if it can’t meet delivery requirements due to ineffective finance options and drawn out time-frames that traditional competitors provide. Refinance of Assets Refinancing assets is a way of boosting your business’ cashflow by selling off a company asset to a leasing company which in turn rents it back to you for a payment interval.

100   ZAR

Business Loans Businesses often require the right amount of capital to fund their startup expenses or expansions. As a result, businesses take out business loans to gain the financial assistance they need. Working Capital Finance These are simple corporate debt borrowings that are used by a company to finance its daily operations during times when adequate funds are unavailable. Invoice Discounting and Factoring These are financial services that can release funds tied up in your unpaid invoices and usually involves a financial provider that agrees to advance money against outstanding debtor balances.

100   ZAR