ADEPT Decisions - Products
Credit Scoring Solution
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The Credit Scoring Service (CSS) is a managed service, where all APIs, scorecards, policy rules and strategy definitions are maintained within the system on behalf of our clients. This minimises the effort required by clients to implement scorecards, policy rules and scorecard cut-offs. We create a standard API layout which clients are able to call in order to enact scoring and decisioning. This data layout contains all of the variables that CSS requires in order to apply policy rules, calculate the application score, and to make an Accept/Decline/Refer risk decision. CSS manages the disposition of applications and generates reports to provide insights and analytics for clients’ portfolios. Lenders benefit from the multiple features of CSS, as the system enables a rapid integration to grow over time with more sophisticated configurations.